Why do so many sellers reject my offer, when I ask for owner financing?

Aha! You’ve stumbled onto one of the largest disadvantages of buying real estate investments with owner financing. Sellers hate it. Most of the time, they’ll only accept your offer if they have no other choice. If you’re competing against another buyer with cash or talking to an unmotivated seller, your request for owner financing is just about pointless. Sometimes, it’s also impossible for them to owner finance your real estate investment. Consider the three scenarios from the seller’s perspective:

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